Can You Afford The Car Of Your Dreams?
There are few things as frustrating as finally finding that perfect car, only to discover it’s just out of your reach. You could spend days at a time drooling over it at the dealership, even though you know deep down that there’s nothing you can do. Torturing yourself does you no good, but you just can’t help it! Once the love of a beautiful car takes hold, there’s nothing you can do to shake it. Well, fear not! Because you don’t have to shake it off, in fact quite the opposite. It might seem impossible, but there are always things you can do to help you afford your perfect car. Here are just a few that you might want to try.
Finance
Everyone knows that buying a car is a serious financial commitment. And few people know this better than car dealerships. That’s why almost all dealerships offer some sort of finance option when you’re buying a car. Rather than having to put down a huge chunk of money all at once, you can divide up the price of the car into monthly payments. Depending on how much you can put down at the start and how long you want to pay for, the monthly payments can be quite affordable. Even if you don’t have particularly good credit, companies like Direct Car Credit can help you with that. Just make sure to keep a close eye on the interest rates, the last thing you want is to find yourself paying double what the car was actually worth.
Exchange
You may not want your old car anymore, but that doesn’t mean that it’s useless. In fact, your old hunk of junk can be helpful in making your dream car a little more affordable. Plenty of dealerships are happy to offer part exchange for your old car that lets you take a chunk of the price of the new one. Of course, the quality and age of your car will affect how much you get for it. And don’t worry if you’re thinking “but there’s no way I’m going to be able to sell my damaged car!” If your car is damaged beyond repair, there are places that you can sell it pretty easily. Any money to add to your new car fund will make a big difference.
Haggle
This is the scary one. Car dealers can be a little intimidating. They’re trained salesmen, and they know exactly what to do any say to try and get you to part with your hard earned cash. The trick is to be steadfast and don’t let them play you for a fool. Do as much research as you can so that you can make sure you’re as informed as possible about the worth of the car. Then be confident! Don’t let them talk down to you. If you believe that the car should be cheaper, then don’t let them tell you otherwise. Dealers want to sell the vehicle to you, and you’ll be surprised at how flexible they can be with some gentle nudging. Of course, make sure you’re being reasonable!
A Word of warning
How do you know for sure if a vehicle is going to be reliable? While car dealers proceed to essential checks that you may not get from individual sellers, you may want to consider approved dealers such as those from the Audi Dealership. The German maker ensures that every used car is preliminarily checked and approved as they come in stock. The same principle applies to other makers. For buyers, while there is less room for haggling, vehicles come with a high level of attention to details, ensuring that all the necessary bits and bots are in optimal functioning condition. In other words, you’re less likely to discover a couple of weeks after the purchase that one of the electronic parts has stopped working.
The reality is that a car is never going to be cheap. If you want to be able to afford the car you want, one of the most important things that you need to be able to do is to start saving for it right now.